April 18, 2024

Prepare for the Unexpected with the Right Health Insurance Plan

At Limitless Strategies Health Insurance Agency, we provide individual health insurance plans to residents of El Paso, TX, between the ages of 19 and 64. When you book a consultation with us, we’ll guide you through finding the right plan based on your age, marital status, dependents, and income. We make sure you understand important details like choosing your primary physician, understanding your copays, and making the most of preventive checkups.

Our goal is not only to help you find a plan that fits your needs but to ensure you use it wisely to benefit both your health and finances.

Affordable Care Act (ACA)/Obamacare: Coverage That Works for You

If you’re struggling to afford health insurance for yourself or your family, you may be eligible for coverage through the Affordable Care Act (ACA), popularly known as Obamacare. Our agents are here to help you navigate your options and find a plan that fits your budget and coverage needs.

ACA/Obamacare plans provide significant protections, like coverage for dependent children up to age 26, ensuring that you and your loved ones stay protected even during financially challenging times.

Why Health Insurance Matters More Than Ever

Health insurance isn’t just about medical care; it’s about financial security.

Whether through private health insurance or ACA/Obamacare plans, having coverage can protect you from unexpected medical expenses, giving you peace of mind. ACA/Obamacare plans often come with government subsidies, making them more affordable than many private options, but it’s essential to explore which works best for your situation. Contact Limitless Strategies today, and we’ll help you make an informed decision that benefits your health and finances.

Contact us today to get a personalized quote and find the health insurance plan that’s right for you.
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What is Medicare and Why is It Important?

Medicare is a federal health insurance program that provides essential medical coverage for people aged 65 and older, as well as individuals under 65 with certain disabilities or End-Stage Renal Disease (ESRD). Established to ensure that all Americans have access to quality healthcare as they age or face serious health conditions.
Medicare is a lifeline for millions of individuals across the country.

Understanding Medicare Benefits

Medicare provides a variety of benefits designed to help cover essential healthcare services. Here are some of the key benefits you can expect: Hospital Insurance (Part A) Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care services. Medical Insurance (Part B) Covers outpatient care, doctor visits, preventive services, and medically necessary services such as lab tests, surgeries, and durable medical equipment. Prescription Drug Coverage (Part D) Helps cover the cost of prescription medications through private insurance plans approved by Medicare. Preventive Services Includes screenings, vaccinations, and wellness visits to help prevent illnesses and detect health issues early. Home Health Care Provides coverage for home health services like nursing care, physical therapy, and medical equipment when certain conditions are met. Mental Health Services Covers outpatient mental health care, including counseling, therapy, and psychiatric services. Skilled Nursing Facility Care Offers coverage for skilled nursing care after a hospital stay, including rehabilitation services. Telehealth Services Provides access to healthcare services through telecommunication technology, making it easier to consult with healthcare providers remotely. Durable Medical Equipment (DME) Covers necessary medical equipment such as wheelchairs, walkers, and hospital beds. Chronic Care Management Offers support for managing chronic conditions, including personalized care plans and coordinated services. And More + These benefits ensure that Medicare beneficiaries have access to essential healthcare services, promoting overall well-being and financial security.

What to Expect During Your Consultation

When you book a consultation with us, our Medicare agent will guide you through all your available options. Once you’ve made a decision, we’ll assist you in filling out and submitting your application, making the process smooth and straightforward.

Before your appointment, be prepared to bring the following:

  • Your Medicare card (or a photo of it)
  • A valid photo ID

At Limitless Strategies, we are here to help you understand Medicare, navigate your options, and find a plan that gives you the best possible protection.